:root {
            --primary-gradient: linear-gradient(135deg, #1d4ed8, #2563eb);
            --primary-color: #1d4ed8;
            --secondary-color: #3b82f6;
            --accent-gradient: linear-gradient(135deg, #ff5a00, #ff7a30);
            --accent-color: #ff5a00;
            --success-color: #10b981;
            --success-light: #d1fae5;
            --dark-color: #0a1628;
            --dark-secondary: #0f1e45;
            --text-dark: #1f2937;
            --text-muted: #6b7280;
            --text-light: #9ca3af;
            --bg-light: #f0f5ff;
            --bg-white: #ffffff;
            --border-light: #e8f0fe;
            --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
            --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
            --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
            --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
            --border-radius-sm: 8px;
            --border-radius-md: 12px;
            --border-radius-lg: 20px;
            --border-radius-xl: 28px;
            --transition-fast: 0.2s ease;
            --transition-normal: 0.3s ease;
        }
        * { margin: 0; padding: 0; box-sizing: border-box; }
        html { scroll-behavior: smooth; overflow-x: clip; }
        body {
            font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
            color: var(--text-dark);
            line-height: 1.6;
            overflow-x: clip;
            max-width: 100vw;
            background: var(--bg-white);
        }
        h1,h2,h3,h4,h5,h6 { font-weight: 700; line-height: 1.2; color: var(--text-dark); }
        .section-title { font-size: clamp(1.5rem, 3vw, 2.25rem); margin-bottom: 1rem; }
        .section-subtitle { font-size: 0.975rem; color: var(--text-muted); max-width: 600px; margin: 0 auto 3rem; }
        .gradient-text { background: var(--primary-gradient); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
        .orange-text { background: var(--accent-gradient); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }

        /* BUTTONS */
        .btn-primary-gradient {
            background: linear-gradient(135deg, #ff5a00, #e64e00);
            border: none; color: white; padding: 14px 32px;
            border-radius: var(--border-radius-md); font-weight: 600; font-size: 1rem;
            transition: all var(--transition-normal); box-shadow: 0 4px 15px rgba(255,90,0,0.4);
            text-decoration: none; display: inline-flex; align-items: center; gap: 0.5rem;
        }
        .btn-primary-gradient:hover { transform: translateY(-2px); box-shadow: 0 8px 25px rgba(255,90,0,0.5); color: white; }
        .btn-outline-gradient {
            background: transparent; border: 2px solid var(--primary-color); color: var(--primary-color);
            padding: 12px 30px; border-radius: var(--border-radius-md); font-weight: 600; font-size: 1rem;
            transition: all var(--transition-normal); text-decoration: none; display: inline-flex; align-items: center; gap: 0.5rem;
        }
        .btn-outline-gradient:hover { background: var(--primary-gradient); border-color: transparent; color: white; transform: translateY(-2px); }
        .btn-white {
            background: white; border: none; color: var(--primary-color); padding: 14px 32px;
            border-radius: var(--border-radius-md); font-weight: 600; font-size: 1rem;
            transition: all var(--transition-normal); box-shadow: var(--shadow-md); text-decoration: none;
            display: inline-flex; align-items: center; gap: 0.5rem;
        }
        .btn-white:hover { transform: translateY(-2px); box-shadow: var(--shadow-xl); color: var(--secondary-color); }

        /* NAVBAR */
        .navbar {
            position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
            padding: 1.25rem 0; transition: all var(--transition-normal); background: #1d4ed8;
        }
        .navbar.scrolled { background: #1d4ed8; backdrop-filter: blur(20px); box-shadow: var(--shadow-lg); padding: 0.75rem 0; }
        .navbar-brand { font-weight: 800; font-size: 1.25rem; color: white !important; transition: all var(--transition-normal); display: flex; align-items: center; gap: 0.5rem; text-decoration: none; }
        .navbar.scrolled .navbar-brand { color: white !important; font-size: 1.25rem; }
        .nav-logo { height: 38px; width: 38px; object-fit: contain; border-radius: 8px; }
        .navbar-nav .nav-link { color: rgba(255,255,255,0.9) !important; font-weight: 500; padding: 0.5rem 1rem !important; transition: all var(--transition-normal); position: relative; }
        .navbar.scrolled .nav-link { color: rgba(255,255,255,0.9) !important; }
        .navbar-nav .nav-link:hover { color: white !important; }
        .navbar.scrolled .nav-link:hover { color: white !important; }
        .navbar-nav .nav-link.active-page { color: #ff5a00 !important; }
        .navbar.scrolled .nav-link.active-page { color: #ff5a00 !important; }
        .navbar.scrolled .btn.btn-white {
            background: linear-gradient(135deg, #ff5a00, #e64e00);
            color: white;
            box-shadow: 0 4px 15px rgba(255,90,0,0.35);
        }
        .navbar.scrolled .btn.btn-white:hover {
            box-shadow: 0 8px 25px rgba(255,90,0,0.5);
            color: white;
        }
        .navbar-toggler { border: none; padding: 0; }
        .navbar-toggler:focus { box-shadow: none; }
        .navbar-toggler-icon { background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%28255,255,255,0.9%29' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e"); }
        .navbar.scrolled .navbar-toggler-icon { background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba%28255,255,255,0.9%29' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e"); }

        /* PAGE HERO BANNER */
        .page-hero {
            min-height: 360px; background: linear-gradient(135deg, #2d6cc0 0%, #7ab5e8 50%, #c8e8fa 100%); display: flex; align-items: center;
            padding-top: 140px; padding-bottom: 60px; position: relative; overflow: hidden;
        }
        .page-hero::before {
            content: ''; position: absolute; inset: 0;
            background: radial-gradient(ellipse at 20% 50%, rgba(102, 153, 235, 0.25) 0%, transparent 55%),
                        radial-gradient(ellipse at 80% 30%, rgba(255,90,0,0.15) 0%, transparent 55%);
        }
        .page-hero::after {
            content: ''; position: absolute; bottom: -2px; left: 0; right: 0; height: 80px;
            background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 80'%3E%3Cpath fill='%23ffffff' d='M0,40L720,80L1440,40L1440,80L0,80Z'/%3E%3C/svg%3E") no-repeat bottom;
            background-size: cover;
        }
        .page-hero-content { position: relative; z-index: 2; text-align: center; }
        .page-hero-badge {
            display: inline-flex; align-items: center; gap: 0.5rem;
            background: rgba(15,30,53,0.1); backdrop-filter: blur(10px);
            border: 1px solid rgba(15,30,53,0.2); padding: 0.4rem 1rem;
            border-radius: 50px; font-size: 0.85rem; color: #0f1e35; margin-bottom: 1.25rem;
        }
        .page-hero h1 { font-size: clamp(1.5rem, 3.2vw, 2.4rem); color: #0f1e35; font-weight: 800; margin-bottom: 1rem; text-align: center; }
        .page-hero p { font-size: 1rem; color: rgba(15,30,53,0.75); max-width: 580px; line-height: 1.7; margin: 0 auto; text-align: center; }
        .page-hero-breadcrumb { display: flex; align-items: center; justify-content: center; gap: 0.5rem; font-size: 0.875rem; color: rgba(15,30,53,0.55); margin-bottom: 1rem; }
        .page-hero-breadcrumb a { color: rgba(15,30,53,0.75); text-decoration: none; }
        .page-hero-breadcrumb a:hover { color: #ff5a00; }
        .page-hero-breadcrumb .sep { color: rgba(15,30,53,0.3); }

        /* SHARED SECTION STYLES */
        .section-pad { padding: 5rem 0; }
        .section-pad-sm { padding: 3rem 0; }
        .bg-white-section { background: #ffffff; }
        .bg-light-section { background: var(--bg-light); }
        .bg-dark-section { background: linear-gradient(145deg, #3272be 0%, #7abde8 50%, #cce8fa 100%); position: relative; overflow: hidden; }
        .bg-dark-section::before {
            content: ''; position: absolute; inset: 0;
            background: radial-gradient(ellipse at 0% 50%, rgba(29,78,216,0.12) 0%, transparent 50%),
                        radial-gradient(ellipse at 100% 50%, rgba(255,90,0,0.08) 0%, transparent 50%);
        }
        .bg-dark-section .section-title,
        .bg-dark-section .section-subtitle { color: #0f1e35; }
        .bg-dark-section .section-subtitle { color: rgba(15,30,53,0.7); }

        /* FEATURE DETAIL CARD */
        .feature-detail-card {
            background: white; border-radius: var(--border-radius-xl); padding: 3rem;
            box-shadow: var(--shadow-lg); border: 1px solid var(--border-light); height: 100%;
            position: relative; overflow: hidden; transition: all var(--transition-normal);
        }
        .feature-detail-card::before {
            content: ''; position: absolute; top: 0; left: 0; right: 0; height: 5px;
            background: var(--accent-gradient);
        }
        .feature-detail-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-xl); }
        .feature-detail-icon {
            width: 70px; height: 70px; background: var(--primary-gradient);
            border-radius: var(--border-radius-lg); display: flex; align-items: center;
            justify-content: center; font-size: 1.75rem; color: white; margin-bottom: 1.5rem;
            box-shadow: 0 8px 24px rgba(29,78,216,0.25);
        }
        .feature-list { list-style: none; padding: 0; margin: 1.25rem 0 0; }
        .feature-list li { display: flex; align-items: flex-start; gap: 0.65rem; padding: 0.4rem 0; color: var(--text-dark); font-size: 0.95rem; }
        .feature-list li i { color: var(--accent-color); font-size: 1rem; flex-shrink: 0; margin-top: 3px; }

        /* STEP CARD */
        .step-card {
            background: white; border-radius: var(--border-radius-xl); padding: 2.5rem;
            box-shadow: var(--shadow-md); border: 1px solid var(--border-light);
            position: relative; transition: all var(--transition-normal);
        }
        .step-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-xl); }
        .step-number {
            width: 56px; height: 56px; border-radius: 50%; background: var(--accent-gradient);
            display: flex; align-items: center; justify-content: center;
            font-size: 1.4rem; font-weight: 800; color: white; margin-bottom: 1.25rem;
            box-shadow: 0 6px 20px rgba(255,90,0,0.3);
        }
        .step-icon-circle {
            width: 52px; height: 52px; border-radius: 50%; background: var(--primary-gradient);
            display: flex; align-items: center; justify-content: center;
            font-size: 1.3rem; color: white; margin-bottom: 1.25rem;
            box-shadow: 0 6px 20px rgba(29,78,216,0.25);
        }

        /* ACCORDION (FAQ) */
        .accordion-item { background: white; border: none !important; border-radius: var(--border-radius-md) !important; margin-bottom: 0.875rem; box-shadow: var(--shadow-sm); overflow: hidden; }
        .accordion-button { background: white; color: var(--text-dark); font-weight: 600; font-size: 1.05rem; padding: 1.25rem 1.5rem; border: none; box-shadow: none !important; }
        .accordion-button:not(.collapsed) { background: white; color: var(--primary-color); }
        .accordion-button::after { background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%231d4ed8'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e"); }
        .accordion-body { padding: 0 1.5rem 1.5rem; color: var(--text-muted); line-height: 1.75; }

        /* CTA SECTION */
        .cta-section { padding: 5rem 0; background: linear-gradient(120deg, #4a8fd4 0%, #8ecbf0 45%, #d5eefa 100%); position: relative; overflow: hidden; }
        .cta-section::before { content: ''; position: absolute; inset: -50%; background: radial-gradient(circle, rgba(29,78,216,0.1) 0%, transparent 50%); animation: rotateBg 25s linear infinite; }
        @keyframes rotateBg { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }
        .cta-content { position: relative; z-index: 1; text-align: center; }
        .cta-content h2 { font-size: clamp(1.35rem, 2.8vw, 2rem); color: #0f1e35; margin-bottom: 0.875rem; }
        .cta-content p { font-size: 1rem; color: rgba(15,30,53,0.75); max-width: 560px; margin: 0 auto 2rem; }

        /* FOOTER */
        .footer { background: #1d4ed8; padding: 4rem 0 2rem; color: rgba(255,255,255,0.7); }
        .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 3rem; margin-bottom: 3rem; }
        .footer-brand p { color: rgba(255,255,255,0.6); font-size: 0.95rem; line-height: 1.7; margin: 1rem 0 1.5rem; }
        .footer-logo { height: 44px; width: 44px; object-fit: contain; border-radius: 8px; }
        .footer-brand-name { font-weight: 800; font-size: 1.25rem; color: white; margin-left: 0.5rem; vertical-align: middle; }
        .footer-social { display: flex; gap: 1rem; }
        .footer-social a { width: 38px; height: 38px; background: rgba(255,255,255,0.1); border-radius: var(--border-radius-sm); display: flex; align-items: center; justify-content: center; color: white; transition: all var(--transition-normal); text-decoration: none; }
        .footer-social a:hover { background: var(--accent-gradient); transform: translateY(-3px); }
        .footer-links h5 { color: white; font-size: 1rem; margin-bottom: 1.25rem; }
        .footer-links ul { list-style: none; padding: 0; margin: 0; }
        .footer-links li { margin-bottom: 0.65rem; }
        .footer-links a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 0.9rem; transition: all var(--transition-fast); }
        .footer-links a:hover { color: white; padding-left: 4px; }
        .footer-bottom { padding-top: 2rem; border-top: 1px solid rgba(255,255,255,0.1); display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem; }
        .footer-bottom p { margin: 0; font-size: 0.875rem; }

        /* FORM STYLES */
        .form-control { background: white; border: 1.5px solid #e5e7eb; border-radius: var(--border-radius-sm); padding: 0.875rem 1rem; font-size: 0.95rem; transition: all var(--transition-fast); }
        .form-control:focus { border-color: var(--primary-color); box-shadow: 0 0 0 3px rgba(29,78,216,0.1); outline: none; }
        .form-label { font-weight: 600; color: var(--text-dark); margin-bottom: 0.4rem; font-size: 0.9rem; }
        textarea.form-control { resize: vertical; min-height: 120px; }

        /* RESPONSIVE */
        @media (max-width: 991.98px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
        @media (max-width: 991.98px) {
            .navbar {
                background: #1d4ed8 !important;
                backdrop-filter: none;
                -webkit-backdrop-filter: none;
                border-bottom: none;
            }
            .navbar.scrolled {
                background: #1d4ed8 !important;
                border-bottom-color: rgba(255,255,255,0.08);
            }
            .navbar-brand { color: white !important; }
            .navbar.scrolled .navbar-brand { color: white !important; }
            .navbar-collapse {
                margin-top: 0.5rem;
                background: #1d4ed8;
                backdrop-filter: blur(24px);
                -webkit-backdrop-filter: blur(24px);
                border: 1px solid rgba(255, 255, 255, 0.12);
                border-radius: 14px;
                padding: 0.75rem 1.25rem 1rem;
                box-shadow: 0 12px 40px rgba(0, 0, 0, 0.2);
            }
            .navbar-collapse .nav-link {
                padding: 0.7rem 0.5rem !important;
                border-bottom: 1px solid rgba(255, 255, 255, 0.08);
                color: rgba(255, 255, 255, 0.92) !important;
                font-weight: 500;
            }
            .navbar-collapse .nav-link:hover,
            .navbar-collapse .nav-link.active-page { color: #ff5a00 !important; }
            .navbar-collapse .nav-link:last-of-type { border-bottom: none; }
            .navbar-collapse .btn {
                margin-top: 0.75rem;
                width: 100%;
                justify-content: center;
                background: linear-gradient(135deg, #ff5a00, #e64e00) !important;
                border: none !important;
                color: white !important;
                padding: 0.75rem !important;
                border-radius: 10px;
                font-weight: 600;
            }
        }
        @media (max-width: 767.98px) {
            .footer-grid { grid-template-columns: 1fr; text-align: center; }
            .footer-social { justify-content: center; }
            .footer-bottom { flex-direction: column; text-align: center; }
            .page-hero { min-height: 260px; padding-top: 140px; padding-bottom: 50px; }
            .page-hero h1 { font-size: 1.75rem; }
            .page-hero p { font-size: 0.95rem; }
            .section-title { font-size: 1.75rem; }
            .section-pad { padding: 3rem 0; }
            .feature-detail-card { padding: 2rem 1.5rem; }
            .step-card { padding: 1.75rem 1.5rem; }
        }
        @media (max-width: 575.98px) {
            .container { padding-left: 1rem; padding-right: 1rem; }
            .page-hero h1 { font-size: 1.5rem; }
            .btn-primary-gradient, .btn-outline-gradient, .btn-white { padding: 12px 22px; font-size: 0.9rem; }
        }
        ::-webkit-scrollbar { width: 8px; }
        ::-webkit-scrollbar-track { background: var(--bg-light); }
        ::-webkit-scrollbar-thumb { background: var(--primary-gradient); border-radius: 4px; }